Independent Insurance Agents in Georgia
Independent Insurance Agents Information
Get In The Ring isn’t like every other insurance agency out there. We don’t work for an insurance company—we work for you. As an independent agency, we get the best pricing and coverage for your insurance needs. Our industry-leading technology platform delivers no-nonsense information to you about the best available policies and premiums.
Independent insurance agents have been around since the 1800s, which led to the Independent Insurance Agents & Brokers of America, Inc. in 1896. Today, there are approximately 36,000 independent insurance agents in the United States representing numerous insurance carriers. Their relationships with multiple carriers let them offer consumers various choices of insurers, policies and pricing.
What Do Independent Insurance Agents Do?
Independent insurance agents work in a couple of ways. Many agents choose to work for themselves and sell insurance from various insurance carriers. Sometimes, these carriers may require the independent agents to go through company-specific training and be approved to sell their company’s insurance. Other agents may choose to work with insurance membership networks or wholesalers, which gives them access to insurance carriers and administrative support.
What Are the Benefits of Using an Independent Insurance Agent?
Purchasing insurance is an essential step for ensuring your assets. There are many benefits to using an independent insurance agent to buy insurance.
-
More choices—An independent insurance agent can sell a range of coverages from many different insurers, enabling you to shop for insurance without needing to get multiple quotes from websites or over the phone.
-
Local business—Independent insurance agents are often residents and community businesses, so they understand your area.
-
Personalized service—Your agent can talk personally about your specific insurance needs. By getting to know you, they can offer discounts and coverage that more precisely meets your needs.
-
Complex insurance capabilities—Your agent can help you find coverage more efficiently, which is helpful if you have items such as multiple homes, a small business, high-net-worth assets or a DUI on your record.
Who Does an Independent Insurance Agent Represent?
Independent insurance agents can only represent companies they’re approved to sell, which means they can’t offer you the options available from other insurance companies. In addition, if you need immediate coverage—in an hour or two—your independent insurance agent may need more time to determine your needs, research insurance options and have a conversation with you to make a decision.
Are Independent Insurance Agents Better?
Independent insurance agents are licensed professionals. They have many legal obligations and must behave ethically and in their clients’ best interests. Many states require agents to be licensed to sell insurance—the type of license depends on the agents’ products.
How We Can Help
Get In The Ring can assist you in quickly and easily find the best pricing and insurance coverage available. Call us today at 404-249-1559 to get your free quote.
|