Personal Umbrella Insurance
Personal Umbrella Insurance Quote Forms
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Personal Umbrella Insurance Information
A personal umbrella policy can help provide extra protection when your standard policy isn’t enough. Devastatingly high liability claims can leave you with high out-of-pocket costs, even with your general policies. When your other liability policies reach their limits, your personal umbrella insurance will kick in to take over the remaining costs. Our Bethea Insurance Group, LLC agents are prepared to assist you with any coverage questions about personal umbrella insurance.
What Does Personal Umbrella Insurance Cover?
There are a variety of areas that personal umbrella insurance covers, such as:
Personal Injury: False arrest, invasion of privacy, libel, slander, humiliation or defamation of another person’s character
Property Damage: Physical destruction of someone else’s property, including the resulting loss of its use
Personal umbrella insurance is an optional policy, but it can provide extra protection for accidents that exceed your policy limits. There are areas of liability that umbrella coverage will not help with, such as damages related to your business, your personal belongings, and intentional or criminal acts.
How Much Does Personal Umbrella Insurance Cost?
The cost of personal umbrella insurance will vary. Generally speaking, the more coverage you choose to have, the higher your premium cost. The cost of your insurance can also depend on various risk factors. It’s important to discuss your needs with an agent to get started with an estimate today.
Get Started with Coverage Today
At The Bethea Insurance Group, LLC, we know how important having enough coverage can be when you incur an accident. Contact an agent today if you’re considering personal umbrella insurance or have more questions about coverage.
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